By the Numbers:...........Only 5% of families have a financial plan, 62% of personal bankruptcies due to medical expenses, 64% will retire below the poverty line, 65% reduction in the number of companies offering defined benefits, 68% chance of becoming partially disabled by age 65, 76% have no one to rely on for financial advice, 99.7% chance that the cost of life insurance will increase as you age. 100% chance ourFREE Financial Needs Analysis program (Value $150) will help you keep, grow, and protect more of your money.